ELIGIBILITY. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. Yes, plans provided by Spot have a 14 day waiting period for coverage. I had to go through my bank to stop payment which cost me additional money. Your email address will not be published. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Your annual deductible amount applies during each policy period. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. These Terms or the Privacy Policy set forth the entire understanding between you and SPOT with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and SPOT with respect to such subject matter.5.3 No Waiver. SPOT shall be entitled to recover its costs and reasonable attorney fees in any action pursuant to this Agreement.5.7 Governing Law. Tv fanatic. An important note: ManyPets is still expanding within the U.S. and pet owners in Alaska, Florida, Hawaii, Idaho . NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. You can view our sample policy here: https://Spotpetins.com/sample-policy/. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. Does Spot Offer a Plan for Preventive Care Coverage? There is no waiting period for preventive care coverage if you choose to add it to your plan. If you are the pet parent, you must be the policyholders. Click For Price Claims Form Download our latest claims form below. Preventive Care reimbursements are based on a schedule. Date of experience: February 08, 2023. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. Compensation will be paid to the producer, based on the insurance contract the producer sells. After seeing success in the US, Spot Pet Insurance has announced its entry into the Canadian market. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. You should not disregard legal advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. SPOT makes no representation or warranty regarding the Third-Party Products. Does the plan have any waiting periods? Feb 13, 2023. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. What you should know. To cancel your pet policy, contact Petplan at 1.844. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Coverage is subject to the language of the policies as actually issued. You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. For example, Embrace Pet Insurance offers annual maximum choices of $5,000, $8,000, $10,000, $15,000 and $30,000. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Join 2,438,795+ insured dogs and cats across the US. CONDUCT. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). 2.1 Insurance Offerings. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. How it works Track your claims at home and on the go with our convenient online portal. Plans are produced and sold by: Spot Pet Insurance Services, LLC. If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. Licensed Insurance Producer - Pawlicy Advisor. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. You should not consider any content on the Site to be a substitute for professional financial advice. NO PURCHASE NECESSARY. 1 (866) 651-7768. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Can I Cancel an Insurance Claim? What can I do instead of canceling my policy? (NPN # 19246385) 2023 United States Fire Insurance Company. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. The section headings appearing in these Terms have been inserted for the purpose of convenience and ready reference. This gives you a chance to change . This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Spot plans cover exams for covered conditions. Dont let your pet develop a pre-existing condition before theyre insured. 2023 Pawlicy Advisor Inc, All Rights Reserved. 251.5462. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. Yes! YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. 3. Surplus lines insurance sold only through licensed surplus lines producers. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. Any modifications to the Terms will be effective upon posting. Required fields are marked *. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans For plans other than Preventive Care,. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. SPOT's Key Attributes. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Your pets age. Figo Pet Insurance: Best for 100% Reimbursement. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. " in 3 reviews " Fast claim payment, great price and peace of mind!!! Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Spot Pet Insurance Logo, Copyright 2023. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! Key Features. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Best pet insurance according to Consumer Rating January 2023. Plans provided by Spot do not cover pre-existing conditions. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Even if you focus on insured pets, the risk is rarely . Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Filing a claim with Spot pet insurance is easy. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. You can also check on the status of your claims anytime by clicking on the claims icon. Get helpful tips in our blog for dogs, puppies, cats, and kittens. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Pets covered: Dogs, cats. For $9.95 . Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Your renewal declarations page will specify the coverage and rates that apply. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. Do Spot Plans Offer Pet Insurance Discounts ? If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. However, Spot accident & illness plans cover treatments for dental illnesses. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! Pumpkin's insurance policies for dogs cover unexpected injuries or illnesses. How Do I File Claims with Spot? SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. Figo is our pick for the most comprehensive pet insurance plan available. 251.5462. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. 70%, 80% or 90%. 2.1 Insurance Offerings. Access the member portal through our homepage. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. Preventive Care reimbursements are based on a schedule. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. If you are filing a claim, you will need to submit the itemized invoice. Pet Wellness. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. When. SPOT is an insurance producer licensed in your state. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. You must contact Spot directly to cancel your plan. Note: your premium may change based on your new zip code. 303 Banyan Blvd, Suite 101. Sponsor reserves the right to cancel the Sweepstakes at any time. Food geek. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. Flea & tick medication. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. This means that any illnesses or injuries related to that condition will not be covered. Spot earned 4.5 stars out of 5 for overall performance. Do Plans Provided by Spot Have a Money-back Guarantee? The 30-day money-back guarantee is available if no claims have been covered. More information is available at checkout. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. When you buy pet insurance, there's a 14-day cooling off period. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. Like the giveaway post on @getspotcovered and @sundaysfordogs Instagram from January 5, 2023, Follow @getspotcovered and @sundaysfordogs on Instagram, Get extra entries by tagging friends in the comments (1 tag = 1 entry, unlimited entries). SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. Your payments are processed automatically using the payment method and frequency we have on file. Void where prohibited. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. Coverage and rates are subject to change at renewal. Base level plans provided by Spot do not cover spaying. Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. When you need to visit the vet for a covered condition, you can submit a claim for reimbursement of the eligible expenses. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. To cancel, click on "Pets Best Pet Health Insurance". For questions, please email us at. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. All Rights Reserved 2023 All Insurance FAQ. You will also need to update your billing address there as well. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. From the name, this coverage reimburses you for expenses incurred in case of . Deductibles: $100, $250 or $500. In general, your premium is based on your pets age, your pets breed, and where your pet lives. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian.

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